If the US economy had an air-raid siren, it seems it would be wailing right now. Federal monetary policy, ballooning debt, signals of a recession, rising interest rates, record levels of inflation, layoffs, post-COVID remote working arrangements, and many other factors are creating sustained turmoil in the US economy and CRE markets. Generally, this is bad news all around…but could an opportunity lurk in this gloomy backdrop? Could this be an investment opportunity…for lenders?
Economists and investment professionals across the spectrum predict a leveling of economic activity in mid-late 2023, followed by an increase in economic growth through 2024. Experts from personal investment firms, CRE market leaders, and finance industry organizations like MBA, all seem to be reading the tea leaves the same way. If this turns out to be true, there could be a major reversal in CRE investment activity just around the corner. The real question is, which lenders will be best prepared to take advantage of an upward market cycle when it returns?
Lenders can weather market swings with the same tenured staff by using technology to support higher loan volumes and produce quicker decisions and better outcomes. CRE market conditions and economic uncertainty have investors on edge. This uneasiness is further complicated by outdated lending processes that rely on email attachments, disconnected processes, unorganized document management, and an overall lack of process transparency and ability to adapt to change. These factors conspire to deliver frustration, discontent, delays, and a poor experience for borrowers…and your staff.
One of the nation’s top lenders called us the “gold standard” for CRE lending, and for a good reason. Along with many lenders, we believe the answer to the question posed by this article is – “Lenders that use technology to scale their operations for increased throughput will outperform those who don’t, will offer better borrower experiences because they can offer better products at competitive margins, and will provide their shareholders better returns because of these tech investments.”
Please contact us to understand how we help prepare you for the next market up-cycle in as quickly as 3 months. Watch for our upcoming 3-part series on “Building the Case for Automated CRE Lending”.
If the US economy had an air-raid siren, it seems it would be wailing right now. Federal monetary policy, ballooning debt, signals of a recession, rising interest rates, record levels of inflation, layoffs, post-COVID remote working arrangements, and many other factors are creating sustained turmoil in the US economy and CRE markets. Generally, this is bad news all around…but could an opportunity lurk in this gloomy backdrop? Could this be an investment opportunity…for lenders?
Economists and investment professionals across the spectrum predict a leveling of economic activity in mid-late 2023, followed by an increase in economic growth through 2024. Experts from personal investment firms, CRE market leaders, and finance industry organizations like MBA, all seem to be reading the tea leaves the same way. If this turns out to be true, there could be a major reversal in CRE investment activity just around the corner. The real question is, which lenders will be best prepared to take advantage of an upward market cycle when it returns?
Lenders can weather market swings with the same tenured staff by using technology to support higher loan volumes and produce quicker decisions and better outcomes. CRE market conditions and economic uncertainty have investors on edge. This uneasiness is further complicated by outdated lending processes that rely on email attachments, disconnected processes, unorganized document management, and an overall lack of process transparency and ability to adapt to change. These factors conspire to deliver frustration, discontent, delays, and a poor experience for borrowers…and your staff.
One of the nation’s top lenders called us the “gold standard” for CRE lending, and for a good reason. Along with many lenders, we believe the answer to the question posed by this article is – “Lenders that use technology to scale their operations for increased throughput will outperform those who don’t, will offer better borrower experiences because they can offer better products at competitive margins, and will provide their shareholders better returns because of these tech investments.”
Please contact us to understand how we help prepare you for the next market up-cycle in as quickly as 3 months. Watch for our upcoming 3-part series on “Building the Case for Automated CRE Lending”.